Vero Beach, Indian River County

Sell your Vero Beach house or condo, on your terms.

Sell an older Vero Beach house or a condo facing new inspection and reserve costs as is for cash, on terms, or with a 1% listing, side by side in writing.

About a minute. 4 short steps. Close in 7 to 90 days, on your date. Hablamos español

Florida LLC, Sunbiz L24000335041 · A licensed title company closes every sale

Call (305) 914-4191

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Vero Beach is the Indian River County seat, a city of about 17,600 people that runs from the mainland across the Indian River Lagoon to the barrier island beach. Census estimates put 28.9% of residents at 65 or older. Calls here are often about a condo with a new milestone report, an insurance renewal on an older house, or a home that has seen a few hurricanes.

Single-story stucco home with a two-car garage, palm trees and a wide front lawn on the Vero Beach mainland — Vero Beach, mainland side

More than one optionCash and terms-based offers side by side

Any conditionNo repairs or cleanup to ask

Licensed title companiesEvery closing goes through one

No cost to askNo obligation, no pressure

How we help in Vero Beach

Your house, your timeline, your call.

Indian River County listings, August 2026

86 days

Median days on market, compared with 89 a year earlier

1,375Active listings (1,612 a year ago)

4 monthsIn a row of lower median asking prices, May to August

Source: Realtor.com data via FRED (Sebastian-Vero Beach metro, which is Indian River County)

We can buy as is for cash, take over your existing mortgage payments, buy on seller financing where you set the price, down payment, rate and term, or list on the MLS for a 1% listing fee through our licensed partner brokerage. We see every house before making an offer, in person or by video call if you are up north for part of the year. Closing is 7 to 90 days out, on your date, at a licensed Florida title company.

The county market is slow: the typical listing sat 86 days in August 2026, and asking prices slipped all summer. A move-in ready house can do well on the MLS. A condo with an open assessment, or a house with a roof too old for a standard policy, often waits longer.

From our files

We have closed here before

High-rise condo towers with balconies and a covered entry under a clear sky on Navarre Beach, Florida — Navarre Beach condos, a type we know firsthand

Vero Beach is not new ground for us. We have closed with homeowners in Vero Beach, and next door in Fort Pierce. When a beachside owner calls about a condo, we are not learning the building type from scratch: we know Navarre Beach condos firsthand. And this fall in Port Charlotte, we bought a house subject to the sellers’ loan. The sellers got cash at closing, stopped making the payments and paid none of the closing costs.

Real HOMKEYS work in Florida. Names, addresses and prices left out to protect sellers’ privacy.

Local knowledge

What sellers face in Vero Beach right now

Mainland and island are two different sales

The Merrill P. Barber and 17th Street bridges cross the lagoon to Ocean Drive and the Central Beach district. The mainland holds the Historic Downtown and the Osceola Park Historic Residential District. Census figures put the median owner-occupied home value at $391,900. A condo on the island and a house in town draw different buyers, insurers and lenders.

Source 1 · Source 2

Condo milestone inspections (SB 4-D)

After the 2021 Surfside collapse, Florida passed SB 4-D. Condo buildings three stories or taller need a milestone structural inspection by December 31 of the year they turn 30, then every 10 years, or at 25 where local officials cite conditions such as salt water. By late 2024, Indian River County had 49 reports covering 67 buildings, and a local paper reported in July 2025 that one building countywide had failed its first inspection.

Source 1 · Source 2 · Source 3 · Source 4 · Source 5 · Source 6

Reserves, dues and special assessments

The same law requires a structural integrity reserve study every 10 years, covering the roof, structure, plumbing and more. For budgets adopted on or after December 1, 2024, associations generally cannot waive those reserves. A 2025 law allows a two-year funding pause right after a milestone inspection. For many owners it still means higher dues or a special assessment.

Source 1 · Source 2 · Source 3

Insurance on an older house

Citizens Property Insurance asks for a four-point inspection on homes more than 20 years old. A shingle roof older than 25 years, or a tile or metal roof older than 50, needs proof of five more years of life, or a new roof. Citizens is also phasing in flood insurance: every policy with wind coverage must carry it by January 1, 2027. Condo unit-owner policies are exempt.

Source 1 · Source 2

Twenty years of storms

Hurricane Frances came ashore as a Category 2 on September 5, 2004, and the National Weather Service estimated an 8-foot surge near Vero Beach. Three weeks later came Jeanne, a Category 3, with an unofficial 106-knot gust reported in Vero Beach. Nicole made landfall just south of the city on November 10, 2022. In October 2024, Milton’s outer bands sent at least six tornadoes through the county, two over downtown.

Source 1 · Source 2 · Source 3 · Source 4

Flood risk and the disclosure law

Redfin’s flood data puts 66% of Vero Beach properties at risk of severe flooding over the next 30 years, and every property at some wind risk. Since October 1, 2025, Florida sellers must disclose flood insurance claims, help received to repair flood damage, and known flooding during their ownership. We buy storm-damaged homes as they are.

Source 1 · Source 2

Three ways to sell

Most buyers give you one offer. We show you all of them.

Option 1

Cash sale, as is

Good fit for: Older houses with roof or insurance trouble, condos with an assessment, or a firm closing date
Trade-off: Price reflects repairs and the buyer’s risk. On a HOMKEYS cash sale, we pay the closing costs

Option 2

Creative terms

Good fit for: Owners with a good loan or little equity who want more than a cash price
How: We take over your existing payments (subject-to), or you finance the sale and set the price, down payment, rate and term (seller financing)

Option 3

1% listing

Good fit for: Move-in ready homes and condos where you can wait for the highest price
How: Listed on the MLS for a 1% listing fee through our licensed partner brokerage. Buyer agent pay is separate and negotiable

Subject to qualification, property inspection, and transaction terms. HOMKEYS does not give legal or tax advice. Talk with a Florida attorney or tax professional about your situation. Compare all three in detail on our selling options page, or read how a subject-to sale, a cash sale and a 1% listing work.

Selling fast in Vero Beach

How a fast sale works, start to finish

Tell us about the place

Call or text (305) 914-4191, or start online. Asking costs nothing.

We see it

In person, or by video call if you are away for the season.

Your options, in writing

Cash, terms and a 1% listing side by side, with your net on each.

Close on your date

7 to 90 days out, at a licensed Florida title company, usually First International Title.

Condo owners

What Vero Beach condo buyers ask for

Florida condo buyers read the building’s paperwork first. Without the inspector’s milestone summary, the buyer can cancel before closing. Buyers also get seven days after receiving the governing documents, and associations post 12 months of board minutes online, so a planned assessment is no secret.

None of this stops a sale. It changes the price, the timing and who pays a coming assessment, all settled in the contract. We buy condos as they are, before or after the inspection, with the assessment open or paid, or list yours for 1%. Have a Florida real estate attorney review your documents.

Milestone summaryThe inspector’s summary goes to the buyer. Without it, the buyer can cancel before closingSource ↗

Reserve studyDone every 10 years for buildings three stories or tallerSource ↗

Board minutesThe last 12 months of approved minutes, posted on the association’s websiteSource ↗

Buyer review periodSeven days after the buyer receives the governing documentsSource ↗

Indian River County details

Selling in Vero Beach: the county details

Offices, dates and rules that come up when a house sells here. Confirm anything time-sensitive with the office listed.

Clerk of the Circuit CourtRyan L. Butler. Courthouse at 2000 16th Ave, Vero Beach, (772) 226-3100. Deeds and probateSource ↗

Property AppraiserWesley Davis, CFA. 1800 27th St, Bldg B, Vero Beach, (772) 226-1469Source ↗

Homestead filingApply with the Property Appraiser by March 1. Florida residency required on January 1Source ↗

Early payment discount4% in November, 3% December, 2% January, 1% FebruarySource ↗

Deed stamp tax70 cents per $100 of the price, paid when the deed is recordedSource ↗

Milestone noticesSent by the county Building Division by certified mail. Owners hear within 14 daysSource ↗

Estimate

What would you walk away with?

A rough comparison with your own numbers. Nothing is sent.

Estimated home value Loan balance Repairs needed

Listing with an agentValue minus about 8% for commission and closing costs, minus repairs and your loan

Typical cash offerMany cash investors start near 70% of value minus repairs. Minus your loan

HOMKEYS termsNo deep discount required. Depends on your loan and goals

Enter a value to compare

Illustration only, not an offer or an appraisal. Real numbers depend on the property, title, loan terms, any condo assessments and the market. Subject to qualification, property inspection, and transaction terms.

See my options

Where we work

Neighborhoods we review around Vero Beach

From Ocean Drive to Gifford and Florida Ridge, we review homes all over Vero Beach and Indian River County.

Central BeachOcean DriveMiracle MileHistoric DowntownOsceola ParkIndian River ShoresGiffordFlorida Ridge

Also in the county: Sebastian, Fellsmere, Orchid and South Beach. Next door: Fort Pierce, the St. Lucie County seat, to the south, and Palm Bay, Brevard County’s largest city, to the north, where we also buy land and lots. All Florida areas →

Real closings

HOMKEYS closings near Vero Beach

Each one closed at a licensed Florida title company. We show the city and month only, never the address, to protect the seller's privacy.

Vero BeachApril 2026Right here

Vero BeachOctober 2025Right here

Fort PierceMarch 202514 miles away

St. CloudOctober 202568 miles away

Haines CityJuly 202681 miles away Winter HavenAugust 202685 miles away

28 closings in 23 Florida cities and 17 counties since September 2024. See them on the map.

Guides for sellers in Vero Beach

Short reads on the questions we hear most from owners here.

A storm hits after you sign. Who pays?Read the guide Selling an inherited houseRead the guide Behind on the mortgage? Ways outRead the guide

See all guides

Questions

What Vero Beach homeowners ask us

Do you buy condos in Vero Beach, including beachside buildings?

Yes. We buy condos, houses, townhouses, mobile homes and land in any condition across Vero Beach and Indian River County, including condos with a milestone inspection underway or a special assessment on the table.

My insurer will not renew because of the roof. Can I still sell?

Yes. Citizens wants proof of five more years of life on a shingle roof older than 25 years, which can make the house hard for a buyer to insure. A cash buyer needs no lender, so we can buy it as it is.

Do I have to disclose past flooding when I sell?

Yes. Since October 1, 2025, Florida sellers must disclose flood insurance claims, help received to repair flood damage, and known flooding during their ownership. Ask a real estate attorney if you are unsure.

I live up north part of the year. Can I sell without coming down?

Usually yes. We can see the house by video call, and the title company tells you which remote signing method it accepts. We close 7 to 90 days out, on your date.

Do you buy in Fort Pierce, Sebastian and Palm Bay too?

Yes. We have closed with homeowners in Fort Pierce as well as Vero Beach, we buy land in Palm Bay, and we buy all over Florida.

Do you speak Spanish?

Yes. Erick Roda calls in Spanish, and the team takes calls in Spanish. This page is also in Spanish.

What does it cost to ask HOMKEYS for options?

Nothing, and asking does not commit you to sell. On a cash sale, HOMKEYS pays the closing costs.

More help

Guides and nearby areas for Vero Beach sellers

Guides for your situation

Nearby areas we buy

Talking to other buyers too? Read how to spot a bad home buyer in Florida before you sign anything.

Ready to compare your three options? Start with the address.

About a minute. 4 short steps.

Who you will talk toDor Tzadok, CEO, and the HOMKEYS team

A real Florida team reviews every house and condo, and Dor oversees every offer and closing. We explain every number before you decide anything.

Find out what your Vero Beach home could do for you.

Tell us about the house or condo, even with an assessment open or a storm repair still waiting. We will come back with your options in writing.

See my options Call (305) 914-4191 Text us

Sources for this page

⌂ Equal Housing Opportunity

HOMKEYS LLC is committed to the letter and spirit of U.S. fair housing laws. We do business without regard to race, color, religion, sex, handicap, familial status or national origin. Market figures are third-party estimates as of the dates shown. This page is general information, not legal or tax advice.