Fort Myers, Lee County

Sell your Fort Myers house on your terms.

Sell your Fort Myers house as is for cash, on terms, or with a 1% listing. We put all three side by side, in writing, so you see what you walk away with.

About a minute. 4 short steps. Close in 7 to 90 days, on your date. Hablamos español

Florida LLC, Sunbiz L24000335041 · A licensed title company closes every sale

Call (305) 914-4191

Fort Myers runs from historic streets like Dean Park and Edison Park near the Caloosahatchee to ranch homes and duplexes in Pine Manor and canal homes in Whiskey Creek. Many of these houses took damage from Ian in 2022 or from Helene and Milton in 2024. Some owners are facing repairs, code fines, or condo assessments. Others are landlords ready to step away.

Aerial view of a stone-front home with circular paver driveway in Fort Myers
A Fort Myers home HOMKEYS worked on
More than one optionCash and terms-based offers side by side
Any conditionNo repairs or cleanup to ask
Licensed title companiesEvery closing goes through one
No cost to askNo obligation, no pressure

How we help in Fort Myers

Your house, your timeline, your call.

Fort Myers market, August 2026
$324,785
Median sale price, down 2.8% from a year earlier
84Median days on market
94.9%Sale-to-list
Source: Redfin

HOMKEYS gives Fort Myers sellers real choices. We can buy as is for cash, buy subject to your existing mortgage so a good rate keeps working for you, offer seller financing terms, or list your house on the MLS for a 1% listing fee through our licensed partner brokerage. We walk through the numbers on each option with you. Every closing goes through a licensed Florida title company.

Fort Myers is a buyer's pace right now. The typical home took 84 days to go under contract and sold for about 94.9% of list, so many sellers gave up around 5% from their asking price. The median is down 2.8% from a year ago, and Lee County had 12,677 active listings by February 2026. A well kept, insurable home can still sell well with an agent. If yours needs storm repairs or carries a lien, comparing a direct or terms offer first can save time.

From our files

A low-rate loan is worth something

White kitchen with gas range and tile backsplash in a Fort Myers home
Inside a Fort Myers home HOMKEYS worked on
Fort Myers sellers had a loan around 5 percent with no missed payments and wanted to move without listing. A cash offer would have ignored the value of that loan. We agreed to buy subject to the existing mortgage, with cash to them at closing, a 30-day inspection period and a 60-day closing so they had time to plan the move.

We have closed with homeowners in and around Fort Myers. A real HOMKEYS situation in the Fort Myers area. Details changed or left out to protect the seller’s privacy.

Local knowledge

What sellers face in Fort Myers right now

01

The City of Palms and its older streets

Fort Myers is the Lee County seat and had 86,395 residents in the 2020 census. It is called the City of Palms for the royal palms along McGregor Boulevard, and the Edison and Ford Winter Estates sit on the Caloosahatchee River. Dean Park, Edison Park and Seminole Park grew during the boom after the Edison Bridge opened in the 1930s. Census estimates count about 49,423 housing units, with a median owner-occupied value of $416,200.

Source 1 · Source 2
02

Selling a storm-damaged house in Fort Myers after Ian

Ian came ashore on Cayo Costa in Lee County at 3:05 p.m. on September 28, 2022, as a strong Category 4 storm with top winds of 150 mph. Surge topped 10 feet on the barrier islands and coastal areas. Lee County's own after-action report counted 5,076 homes destroyed and 24,585 damaged homes. Years later, some of those houses still have open repairs. A house in that shape can be sold as is.

Source
03

Helene, Milton and the 50% rule

In 2024, Helene brought water levels up to 5 feet in Lee County, and Milton brought surge up to 6 feet in the lowest areas plus an EF2 tornado near Fort Myers. Damage topped $621 million countywide. Homes in a flood zone with heavy damage may fall under the 50% substantial damage rule when rebuilt. FEMA even threatened Lee County's 25% flood insurance discount over that rule before pausing the decision. Ask the county building department before you spend on repairs.

Source 1 · Source 2 · Source 3
04

Selling a Fort Myers house with code fines or liens

Code enforcement fines in Lee County can grow every day a problem stays open. One damaged Whiskey Creek home left empty after Ian ran up more than $100,000 in daily fines starting in January 2023. Fines like these become liens, and liens have to be resolved before a sale can close. The title search will show them. They are often paid or negotiated out of the sale proceeds, and a local attorney can advise on asking for a reduction.

Source
05

Selling a Fort Myers rental or condo

Pine Manor, between US-41 and Summerlin Road, is mostly mid to late 20th century ranch homes plus many duplexes and quadplexes, and a high share of them are rentals. Selling with tenants in place is possible. Condo owners face a different squeeze. Rising insurance and HOA fees are pushing some to sell, and Florida requires milestone inspections and reserve studies for condo buildings three or more stories tall. Near the coast, that first inspection comes at 25 years.

Source 1 · Source 2 · Source 3

Three ways to sell

Most buyers give you one offer. We show you all of them.

Option 1

Cash sale, as is

Best for
Houses that need work, or a firm closing date
Trade-off
Price reflects repairs and the buyer’s risk
Option 2

Creative terms

Best for
Owners with a good loan or little equity who want more than a cash price
How
We take over your existing payments (subject-to), or you finance the sale and collect monthly payments (seller financing)
Option 3

1% listing

Best for
Move-in ready houses where you can wait for the best price
How
Listed on the MLS for a 1% listing fee through our licensed partner brokerage

Subject to qualification, property inspection, and transaction terms. HOMKEYS does not give legal or tax advice. Talk with a Florida attorney or tax professional about your situation.

Lee County details

Selling in Lee County: the local details

Offices, dates and rules that come up when a house sells here. Confirm anything time-sensitive with the office listed.

Probate is filed atLee County Justice Center, 2075 Dr. Martin Luther King Jr. Blvd., 2nd Floor, Fort Myers (confirm with the Clerk)Source ↗
Clerk of CourtKevin C. KarnesSource ↗
Property AppraiserMatt CaldwellSource ↗
Tax CollectorNoelle BranningSource ↗
County general revenue millage (2025)3.7623 mills, before city, school and district ratesSource ↗
Typical effective tax rateAbout 1.07%, from about 0.90% in 33967 to 1.35% in 33916Source ↗
Homestead filing deadlineMarch 1, for a home that was your primary residence on January 1Source ↗

Estimate

What would you walk away with?

A quick, rough comparison. Put in your own numbers. Nothing is sent anywhere.

Listing with an agentValue minus about 8% for commission and closing costs, minus repairs and your loan
$0
Typical cash offerMany cash investors start near 70% of value minus repairs. Minus your loan
$0
HOMKEYS termsNo deep discount required. Depends on your loan and goals
Enter a value to compare

Illustration only, not an offer or an appraisal. Real numbers depend on the property, title, loan terms and market. Subject to qualification, property inspection, and transaction terms.

Where we work

Neighborhoods we review around Fort Myers

From the royal palms of McGregor Boulevard to the Edison Bridge and the US-41 and Summerlin Road corridor, we buy houses throughout Fort Myers.

Dean ParkEdison ParkSeminole ParkDunbarMcGregor corridorWhiskey CreekPine ManorDowntown Fort MyersFort Myers EstatesEast Fort Myers

ZIP codes: 33901, 33905, 33907, 33908, 33912, 33916, 33919, 33966, 33967. Also nearby: North Fort Myers, South Fort Myers. See all Florida areas →

Real closings

HOMKEYS closings near Fort Myers

Each one closed at a licensed Florida title company. We show the city and month only, never the address, to protect the seller's privacy.

Fort MyersMay 2026Right here
North Fort MyersJanuary 2026Right here
North Fort MyersJuly 2025Right here
Cape CoralSeptember 20247 miles away
Port CharlotteFebruary 202627 miles awayPort CharlotteJanuary 202627 miles away

28 closings in 23 Florida cities and 17 counties since September 2024. See them on the map.

Questions

What Fort Myers homeowners ask us

Can I sell a Fort Myers house damaged by Ian or Milton that was never repaired?

Yes. Lee County counted more than 24,000 damaged homes from Ian alone, so you are far from the only one. A buyer can purchase the house as is. If it sits in a flood zone, check with the county building department about the 50% substantial damage rule before you put money into repairs.

My property has code enforcement fines. Can I still sell it?

Usually, yes. In Lee County, code fines become liens, and they must be cleared before closing. The title company will find them in its search, and they are often paid or negotiated from the sale proceeds. A local attorney can tell you whether asking the county to reduce the fines makes sense.

How long does it take to sell a house in Fort Myers right now?

For the three months ending August 2026, Redfin reported a median of 84 days on the market and a median sale price of $324,785, down 2.8% from a year earlier. Homes sold at about 94.9% of list price, so the typical seller accepted less than the asking price. Closing adds more time after an offer is accepted.

Where is probate filed for a home in Fort Myers?

Probate is handled by the Lee County Clerk of Court at the Lee County Justice Center, 2075 Dr. Martin Luther King Jr. Blvd. in downtown Fort Myers. If the estate is $150,000 (for deaths on or after July 1, 2026; $75,000 for earlier deaths) or less after exempt property, or the owner died more than 2 years ago, a shorter summary administration may be available. A Florida probate attorney can confirm.

My condo fees and assessments keep going up. Can I sell my condo as is?

Yes. Florida's milestone inspection and reserve study rules for condo buildings three or more stories are adding costs in many older buildings. You can sell without waiting for the association to finish its projects. Ask the association for an estoppel letter early, because it shows exactly what is owed at closing.

If I have a low mortgage rate, is a cash offer my only option?

No. A subject to purchase keeps your existing loan in place while the buyer takes over the payments, and you can receive cash at closing. That way the value of a good rate is part of the price talk instead of being lost. A tax professional or the title company can explain how it affects you.

What does it cost to ask HOMKEYS for options?

Nothing. Asking for a review does not commit you to sell, and you can take your time comparing our options with listing or any other offer.

Can I sell my Fort Myers condo before the building finishes its milestone inspection?

Yes, but buyers will ask about it. Florida requires milestone inspections for condo buildings three or more habitable stories tall, starting at 30 years and every 10 years after, plus a structural integrity reserve study. Get your association’s latest reports and planned assessments before pricing, since they shape what buyers will pay.

Why are buyers having trouble getting loans on my Fort Myers condo?

Fannie Mae treats condo projects with unaddressed critical repairs, such as structural or safety problems or failed inspections, as ineligible for its loans. That shrinks the buyer pool to cash and portfolio lenders. A cash sale or seller financing can still work, and we compare those with a 1% listing. Subject to qualification, property inspection, and transaction terms.

My Citizens policy moved to a private insurer. Does that affect my sale?

It can. Citizens has shrunk sharply as policies moved to private carriers, often with new deductibles or roof terms. Your buyer needs their own policy, so share your declarations page, roof age and any wind mitigation report early. That helps the buyer get a quote quickly and keeps the closing on schedule.

Can I sell my Fort Myers home if I owe the HOA or condo association?

Yes. What you owe appears on the estoppel certificate and is usually paid from your proceeds at closing. Florida associations must give 45 days’ notice before recording a lien and again before foreclosing, so acting early keeps more options open, including paying the balance through a sale instead of a court case.

More help

Guides and nearby areas for Fort Myers sellers

Talking to other buyers too? Read how to spot a bad home buyer in Florida before you sign anything.

Ready to compare your three options? Start with the address.

About a minute. 4 short steps.

Dor Tzadok, CEO of HOMKEYS
Who you will talk toDor Tzadok, CEO, and the HOMKEYS team

A real Florida team reviews every house, and we explain every number before you decide anything.

See what your Fort Myers house could do for you.

Tell us about the house. We will come back with your options in writing.

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