Can I sell a Fort Myers house damaged by Ian or Milton that was never repaired?
Yes. Lee County counted more than 24,000 damaged homes from Ian alone, so you are far from the only one. A buyer can purchase the house as is. If it sits in a flood zone, check with the county building department about the 50% substantial damage rule before you put money into repairs.
My property has code enforcement fines. Can I still sell it?
Usually, yes. In Lee County, code fines become liens, and they must be cleared before closing. The title company will find them in its search, and they are often paid or negotiated from the sale proceeds. A local attorney can tell you whether asking the county to reduce the fines makes sense.
How long does it take to sell a house in Fort Myers right now?
For the three months ending August 2026, Redfin reported a median of 84 days on the market and a median sale price of $324,785, down 2.8% from a year earlier. Homes sold at about 94.9% of list price, so the typical seller accepted less than the asking price. Closing adds more time after an offer is accepted.
Where is probate filed for a home in Fort Myers?
Probate is handled by the Lee County Clerk of Court at the Lee County Justice Center, 2075 Dr. Martin Luther King Jr. Blvd. in downtown Fort Myers. If the estate is $150,000 (for deaths on or after July 1, 2026; $75,000 for earlier deaths) or less after exempt property, or the owner died more than 2 years ago, a shorter summary administration may be available. A Florida probate attorney can confirm.
My condo fees and assessments keep going up. Can I sell my condo as is?
Yes. Florida's milestone inspection and reserve study rules for condo buildings three or more stories are adding costs in many older buildings. You can sell without waiting for the association to finish its projects. Ask the association for an estoppel letter early, because it shows exactly what is owed at closing.
If I have a low mortgage rate, is a cash offer my only option?
No. A subject to purchase keeps your existing loan in place while the buyer takes over the payments, and you can receive cash at closing. That way the value of a good rate is part of the price talk instead of being lost. A tax professional or the title company can explain how it affects you.
What does it cost to ask HOMKEYS for options?
Nothing. Asking for a review does not commit you to sell, and you can take your time comparing our options with listing or any other offer.
Can I sell my Fort Myers condo before the building finishes its milestone inspection?
Yes, but buyers will ask about it. Florida requires milestone inspections for condo buildings three or more habitable stories tall, starting at 30 years and every 10 years after, plus a structural integrity reserve study. Get your association’s latest reports and planned assessments before pricing, since they shape what buyers will pay.
Why are buyers having trouble getting loans on my Fort Myers condo?
Fannie Mae treats condo projects with unaddressed critical repairs, such as structural or safety problems or failed inspections, as ineligible for its loans. That shrinks the buyer pool to cash and portfolio lenders. A cash sale or seller financing can still work, and we compare those with a 1% listing. Subject to qualification, property inspection, and transaction terms.
My Citizens policy moved to a private insurer. Does that affect my sale?
It can. Citizens has shrunk sharply as policies moved to private carriers, often with new deductibles or roof terms. Your buyer needs their own policy, so share your declarations page, roof age and any wind mitigation report early. That helps the buyer get a quote quickly and keeps the closing on schedule.
Can I sell my Fort Myers home if I owe the HOA or condo association?
Yes. What you owe appears on the estoppel certificate and is usually paid from your proceeds at closing. Florida associations must give 45 days’ notice before recording a lien and again before foreclosing, so acting early keeps more options open, including paying the balance through a sale instead of a court case.