Can I sell a mobile or manufactured home on land in Columbia County?
Yes. Mobile homes make up about 34.7% of the housing in Columbia County, so these sales happen all the time. What matters most is the paperwork. Whether the home is titled together with the land, or on its own, affects what needs to be done before closing. A local title company or attorney can review your documents and tell you what is needed.
Where is probate filed for a Lake City property?
With the Columbia County Clerk of Court. The Columbia County Courthouse is at 173 NE Hernando Ave in Lake City, in the Third Judicial Circuit. Many inherited homes here are rural properties with land, so it helps to gather the deed and any tax bills early. A Florida probate attorney can advise you on which probate process fits the estate.
My property still has Hurricane Helene damage. Can I sell as-is?
Yes, as-is sales are common. Since October 2025, Florida law requires sellers to disclose known flood damage, flood insurance claims and flood assistance at or before signing a contract. Much of Helene's damage in Columbia County came from wind and falling trees, and that should be described honestly too. A real estate attorney can tell you what your disclosure must include.
I'm behind on property taxes. What is the deadline?
Columbia County property taxes become delinquent on April 1. The Tax Collector, Kyle Keen, offers an installment plan and early-payment discounts, and has offices in Lake City and Fort White. If you are behind and thinking about selling, call the office to get your exact balance and payoff date. A title company will also check for unpaid taxes before any closing.
How is the Lake City market right now?
Redfin showed a median sale price of about $197,000 and 70 days on market for June 2026, with prices down 16.2% from a year earlier. That was based on only 22 sales, so the numbers swing month to month. Columbia County as a whole showed a $299,156 median and 60 days on market for the same month.
Will the buyer's property taxes be the same as mine?
Probably not. If you have a homestead, Save Our Homes has limited your yearly assessment increases to 3% or the change in CPI, whichever is less. After you sell, the home is reassessed at full market value on the next January 1. The new owner can apply for their own homestead with the Columbia County Property Appraiser.
What does it cost to ask HOMKEYS for options?
Nothing. Asking for a review does not commit you to sell, and you can take your time comparing our options with listing or any other offer.
Can I sell inherited Lake City property without full probate?
Sometimes. For deaths on or after July 1, 2026, Florida’s summary administration limit is $150,000, up from $75,000, and protected homestead does not count toward it. Summary administration is usually faster than formal probate. A Florida probate attorney can confirm whether the estate qualifies before you sign a contract.
Can I seller finance my Lake City property?
Yes, especially if it is paid off. The buyer pays you monthly under a promissory note and a mortgage on the property. Federal rules limit how often sellers can finance, and Florida caps most loan interest at 18% a year. A real estate attorney should draft the note and mortgage. Subject to qualification, property inspection, and transaction terms.
Does trouble insuring an older Lake City home affect selling it?
It can. Older roofs, wiring and plumbing can make insurance harder to get, and buyers using a mortgage must insure the home. Florida insurers must let owners of roofs 15 years or older get an inspection before requiring replacement. A cash buyer is not bound by a lender’s insurance rules, which helps older homes sell as is.
What does a 1% listing cost for my Lake City home?
The listing fee is 1% of the sale price for a full-service MLS listing through our brokerage partner with everything you get in a regular transaction. Normal closing costs, such as title charges and Florida documentary stamp tax, still apply. We show your net next to cash and terms. Subject to qualification, property inspection, and transaction terms.