.hk{--ink:#000;--char:#1f1f1f;--gold:#ceaf83;--gold2:#e4d4b8;--soft:#f5f5f5;--mute:#5c5c5c;--line:#e6e6e6;font-family:Montserrat,system-ui,sans-serif;color:var(--char);font-size:17px;line-height:1.65;width:100%;position:relative;overflow-x:hidden;-webkit-font-smoothing:antialiased}.hk *{box-sizing:border-box}.hk a{color:inherit}.hk .w{max-width:1160px;margin:0 auto;padding:0 24px}.hk .eyebrow{font-size:14px;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:#9a7643;display:flex;align-items:center;gap:16px;margin:0 0 16px}.hk .eyebrow:before{content:"";width:36px;height:1px;background:var(--gold)}.hk h1,.hk h2,.hk h3{font-family:Montserrat,system-ui,sans-serif;letter-spacing:-.01em;margin:0}.hk h2{font-size:clamp(28px,3.6vw,40px);font-weight:700;line-height:1.15;color:var(--ink);margin-bottom:16px}.hk h3{font-size:19px;font-weight:700;line-height:1.3;color:var(--ink)}.hk p{margin:0 0 16px}.hk .lede{font-size:19px;color:var(--mute);max-width:640px}.hk section{padding:64px 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16px;font-size:14px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#000;border-radius:12px}.hk .trust-wrap{margin-top:48px}.hk .who{display:grid;grid-template-columns:120px 1fr;gap:32px;align-items:center;max-width:760px;margin:0 auto 32px;text-align:left}.hk .who img{width:120px;height:120px;object-fit:cover;object-position:top;border-radius:50%;border:2px solid var(--gold);background:#000}.hk .who b{display:block;font-size:17px;color:#000}.hk .who span{font-size:14px;letter-spacing:.14em;text-transform:uppercase;color:#9a7643;font-weight:600}.hk .who p{margin:8px 0 0;color:var(--mute);font-size:15px}.hk .collage{display:grid;grid-template-columns:1fr 1fr;gap:16px}.hk .collage img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:12px;display:block}.hk .trust{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);padding-top:32px;gap:24px}.hk .trust div{font-size:14px;color:var(--mute);line-height:1.5}.hk .trust 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.neg{color:#b42318!important}.hk .est .fine{color:var(--mute)}.hk .chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.hk .chips span{border:1px solid var(--line);padding:8px 16px;font-size:14px;font-weight:400;border-radius:40px;background:#fff}.hk .faq{margin-top:24px;border-top:1px solid var(--line)}.hk details{border-bottom:1px solid var(--line)}.hk summary{cursor:pointer;list-style:none;padding:24px 48px 24px 0;font-weight:600;font-size:17px;color:var(--ink);position:relative}.hk summary::-webkit-details-marker{display:none}.hk summary:after{content:"+";position:absolute;right:4px;top:18px;font-size:28px;font-weight:400;color:var(--gold);transition:transform 300ms}.hk details[open] summary:after{transform:rotate(45deg)}.hk details p{color:var(--mute);padding:0 48px 24px 0;margin:0}.hk .band{background:#fbf8f3;color:var(--char);text-align:center;padding:64px 0;border-top:1px solid #efe6d8}.hk .band h2{color:#000;max-width:760px;margin:0 auto 16px}.hk .band 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i{font-style:normal;color:var(--gold);font-size:14px;font-weight:600;letter-spacing:.08em;display:block;margin-top:8px}.hk .rv{opacity:0;transform:translateY(18px);transition:opacity 400ms cubic-bezier(.22,1,.36,1),transform 400ms cubic-bezier(.22,1,.36,1)}.hk .rv.in{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){.hk .rv{opacity:1;transform:none;transition:none}}@media (max-width:900px){.hk section{padding:48px 0}.hk .hero{padding:48px 0 48px}.hk .hgrid{grid-template-columns:1fr;gap:32px}.hk .hpic:before{inset:10px -10px -10px 10px}.hk .who{grid-template-columns:80px 1fr;gap:16px}.hk .who img{width:80px;height:80px}.hk .trust{grid-template-columns:1fr 1fr}.hk .opts,.hk .cards,.hk .agrid{grid-template-columns:1fr}.hk .opt{border-right:0;border-bottom:1px solid var(--line)}.hk .steps{grid-template-columns:1fr 1fr}.hk .estgrid{grid-template-columns:1fr;gap:32px}.hk .row{flex-direction:column;align-items:flex-start}.hk .row.hl .v{text-align:left}}@media 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